Why do I need a mortgage banker or broker?
It is important to consider when you are thinking about making a property investment or buying a home that you get pre-approved by a lender. Primarily this is to ensure that you are looking at home within your price range and payment comfort zone.
All to often the get in a car and begin looking at homes without knowing their real qualifying and affordable range is. This being the case they envision buying a home with all the upgrades when they are qualified for the base model.
Those included in the following list will help you truly determine your own personal qualifying and comfort range, before we start looking at properties of interest.
Stephanie is an Senior Mortgage Planner with experience as a mortgage broker and mortgage banker. She has been in the mortgage industry for over 10 years, and in the corporate world for more than 25 years.
As a Senior Residential Loan Consultant Carrie has For 16 years has brought integrity, service and knowledge to every transaction. In today’s lending environment it is imperative to select a consultant whom you can trust and whose experience and knowledge will assist you in finding the right product at the right price
Trent is a Senior Loan Officer at Mission Mortgage of Texas, Inc. and a native Austinite. He has over 6 years of mortgage experience, including the past three years with Mission Mortgage. Trent’s greatest attribute is that he is approachable. He uses that ability to help guide his borrowers through the complex loan process specializing in residential resales.
First State Bank is a full-service morgage banker that specializes in VA and Texas Veteran Loan Programs. In addition they provide conventional lending and reverse mortgage services. Contact Matt Heaton at 512-970-7601
Georgetown Area Office 505 W. University Ave, Ste G Georgetown, TX 78626 Serving Central and Southeastern Texas
Who's Eligible for a VA-Backed Loan? Veterans Active duty personnel Reservists/National Guard members Some surviving spouses
Best Credit RX has the prescription to get your personal credit or business credit healthy again. Strong credit is the most important tool you have to maintain financial stability and can impact every aspect of your life. Best Credit Rx is a credit repair service provider and advisor. This referral link is provided for your convenience.
When a home owner reaches the point of having 20% Loan To Value (LTV) equity in their home they may be entitled to having the PMI on their note dropped. If you have questions about your LTV contact your lender, if you need a Comparative Market Analysis I will be gald to assist you by calling 426-2689 or email me kevin@kevinjroy.com. .
In Texas anyone can file for a Homestead Exemption for their primary residence. Visit your local tax office website for more information or contact me at 426-2689, I'll be glad to assist you. Note: There is no fee for filing your tax exemption.
A CLUE report is an insurance claim history for a particular property. This is an important consideration when it comes to insuring the property you are purchasing.